Everything outside the main wizard.
Discover
Top bar → Discover
Search real companies, funds and crypto by name or ticker. Each result shows recent pricing and long-run growth so you can decide whether to add it to a portfolio.
Portfolios
Top bar → Portfolios
Build a custom portfolio holding by holding, save it to your account under a name, and load it back into the simulator later. Saved portfolios are private to your account.
Goals
Top bar → Goals
Work backwards from a target. Enter the amount you want and the date you want it by, and the tool solves for the monthly contribution or the return you would need — adjusted for inflation. It also includes a short risk questionnaire that scores your tolerance and suggests a mix.
Compare
Top bar → Compare
Run up to three strategies side by side with the same crash assumptions, so you can see exactly what one change is worth over the full timeline.
Backtest
Top bar → Backtest
Test a plan against real market history from 1928 to 2024, using actual stock returns, bond returns and inflation. Presets include 2007, the 1970s stagflation years, 1929, 2000, 1982 and the last 20 years. You get nominal and inflation-adjusted values, the yearly growth rate and the worst drawdown.
Tax Center
Top bar → Tax Center
Twenty tax calculators grouped into sections — income, investment, capital gains, retirement accounts, and planning. Each one shows its inputs and result with no assumptions baked in.
Mailbox
Floating envelope icon, bottom-right of the screen (signed in)
The site owner posts news, updates, and up to four photos in each message here, and every account gets its own copy. The owner can select Add photos while writing and remove any preview before publishing. Select a published photo to view it full size. A tiny red dot on the icon means there is something you have not read yet — opening the mailbox marks those posts as read and the dot goes away. Your read status is private to your account and follows you across devices.
Our Models (V.U.1)
Top bar or landing page navigation → Our Models
The page that names and explains the engine behind everything here: V.U.1, the Kayline LeM market shock and panic simulation model. It lists what the model computes (shock and panic modelling, recovery timelines, Monte Carlo ranges, cash-flow and life events, allocation and rebalancing, inflation and tax adjustment), how a run works step by step, and what it deliberately does not do — it never predicts markets or tells you what to buy.
Kayline Signals (market news intelligence)
Top bar → Signals
Live headlines from free trusted sources (CNBC, MarketWatch, BBC Business, the Federal Reserve and the SEC), checked every 10 minutes. Each story shows its source and exact time, a category, an importance level, whether it is Confirmed or Developing, a Potential Market Impact label, the sectors it relates to, and funds to watch. Click 'Why it matters' for the explanation and sector relevance scores — these measure how related a story is to a sector, never whether prices will go up or down. Search by keyword or ticker, filter by category, impact or importance, and star stories to keep them in My watchlist (saved in this browser). Signals are not predictions or advice.
The Team / Enterprise / Future
Landing page navigation
Public pages about who builds Kayline LeM (founded and led by Kaiden LeMoine), what we offer larger organisations, and what is coming next.