Terms of Service

Kayline LeM is an educational simulation tool. Nothing on this site is financial, investment, tax or legal advice. Projections are hypothetical models, not predictions, and past performance never guarantees future results.

You must be at least 18 years old to open an account, or have the consent and supervision of a parent or legal guardian who accepts these terms on your behalf. You confirm this when you register.

Keep your password private; you are responsible for activity on your account. One person per account. Saved portfolios and simulations belong to you and stay private to your account.

Kayline LeM is free to use. Every signed-in account has unlimited access to every tool, with no usage credits, no subscription, no payment details and no paid tier. If that ever changes, we will say so clearly and in advance, and nothing will be charged without you choosing it first.

Do not attempt to access other accounts, disrupt the service, scrape it at scale, resell access, or use it to present outputs as professional financial advice to others.

Prices and historical series come from public market data sources and may be delayed, incomplete or replaced by measured historical figures when a feed is unavailable. We do not warrant the accuracy of third-party data.

The service is provided “as is”. To the fullest extent permitted by law we are not liable for investment losses, lost profits, or any decision made on the basis of a projection produced here. Nothing in these terms limits liability that cannot legally be limited.

You can delete your account at any time from Account & data settings. We may suspend accounts that breach these terms. Sections on liability and acceptable use survive termination.

These terms are governed by the laws of Manitoba, Canada. Questions: support@kaylinelem.com.